About Howard Capital Management, Inc. (HCM)
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Investment management for high-net-worth individuals
Our proprietary stoploss indicator
Wide selection of separately managed accounts
Access to a blend of HCM mutual funds inside company-sponsored retirement plans
Proprietary tools & services for company-sponsored retirement plans
Product resources and downloads
Industry Insights and Product News
Weekly market commentary
HCM interviews and press coverage
Investment OverviewThe Active Lifestyle Portfolio models (ALP) are designed for investors with all risk and return objectives. The models range in target allocations from conservative, balanced, growth and aggressive, investing in multi income investments and equities unconstrained by the market and its sectors.
Investment StrategyThe goal of the ALP series is to seek growth and income, while striving to outpace the comparative benchmarks. Through our proprietary Proactive Sector Rotation methodology, the ALPs can invest in any combination of sectors, asset classes, styles, and sub-sectors which we believe have the best potential to achieve the portfolio’s risk/return objectives. Each model typically holds 3-7 different mutual funds and/or ETFs with its equity portion focused on specific sectors. Utilizing the HCM-BuyLine®, the ALPs are fully liquid and can go to 100% cash or cash equivalents within its equity position to minimize loss in a market downturn.
MinimumThere is a $25,000 minimum to open an account in the ALP series.
Investment DetailsThe ALP series trades mutual funds and ETFs with an approximate target ratio as seen below. This allocation may vary at the discretion of the manager.
ALP Conservative Disclosures
ALP Balanced Disclosures
ALP Growth Disclosures
ALP Aggressive Disclosures
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