ILP MF
Investment Overview
The Investor Lifestyle Mutual Fund models (ILP MF) are designed for investors who seek a less active approach to investment management, and have a longer investment time horizon to allow assets to grow. These models range in target allocations and risk/return objectives from conservative, balanced and growth, investing in multi income investments and equities unconstrained by the market and its sectors.
Investment Strategy
The goal of the ILP MF models is to meet performance objectives over an extended investment period, and to provide investors a defense in times of market downturns. The models utilize HCM’s Proactive Sector Rotation methodology to identify target equity and bond investments which we believe have the best potential for return. The portfolios are blended to combine both bond and equity program strategies, striving to meet the investor’s long-term performance objectives. Utilizing the HCM-BuyLine®, the ILP MF can go up to 100% cash or cash equivalents within its equity position to attempt to minimize loss in a market downturn.
Minimum
There is a $25,000 minimum to open an account in the ILP MF series.
Investment Details
The ILP MF series is blended to combine bond program strategies and equity program strategies. This allocation may vary at the discretion of the manager.
ILP MF Conservative
Conservative Growth
- 45% Stocks
- 55% Bonds
Comparative Benchmarks
- S&P 500 Reinvested – 5%
- HFRX Equity Hedge Index – 40%
- Barclay Capital US Aggressive Bond TR Index – 55%
ILP MF Balanced
Conservative Growth
- 65% Stocks
- 35% Bonds
Comparative Benchmarks
- S&P 500 Reinvested – 5%
- HFRX Equity Hedge Index – 60%
- Barclay Capital US Aggressive Bond TR Index – 35%
ILP MF Growth
Conservative Growth
- 80% Stocks
- 20% Bonds
Comparative Benchmarks
- S&P 500 Reinvested – 5%
- HFRX Equity Hedge Index – 75%
- Barclay Capital US Aggressive Bond TR Index – 20%
Platforms
