Go beyond the basics.
SELF-DIRECTED BROKERAGE ACCOUNT
What is a Self-Directed Brokerage Account?
A self-directed brokerage account (SDBA) is an option available within some company-sponsored 401(k), 403(b), and 457 accounts. An SDBA allows a participant to invest in more than the pre-selected company choices. Through a Howard Capital Management (HCM) SDBA, clients can gain access to a window of additional options including professional money management, downside risk mitigation, and possible upside growth opportunities.
The Freedom of Choice
BASIC COMPANY PLAN
- Access to pre-selected investment options chosen by the company
- Limited or no access to personalized advice
- Limited or no access to third party active management
BASIC SDBA
- Diversification and control over your retirement plan with possibility of more investment options
- Potential access to personalized advice
- An option for third party active management
- Potential to sidestep bear markets through additional management strategies
HCM SDBA
- Proactive asset management
- Stoploss risk management with the HCM-BuyLine®, a mathematical, quantitative indicator which signals when to enter and exit the market
- Selection of proprietary Mutual Funds designed for all investment strategies
- Portfolio re-balancing
- Weekly market updates
THE HCM DIFFERENCE
How is a Howard Capital Management SDBA Different?
By investing in an SDBA, third-party management might be available to participants. Howard Capital Management, Inc. (HCM) SDBA models invest in variations of our proprietary Mutual Funds. In addition, by investing in HCM Mutual Funds, participants gain access to the HCM-BuyLine® inside their retirement plan. Instead of the common “set it and forget it” approach or having to maintain the account, HCM manages the account for participants.
Start investing with confidence.
There can be no guarantee that the HCM-BuyLine® indicator will perform as anticipated. Stoploss protection will not necessarily limit your losses to the desired amounts due to the limitations of the HCM-BuyLine®, market conditions, and delays in executing orders. It is not an actual stoploss order that automatically sells securities in the portfolio at a certain price. Investing comes with risk, including the risk of loss. HCM cannot guarantee success of any investments. Investments and investment recommendations made by HCM may result in losses. Mutual Funds and ETFs are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares when redeemed may be worth more or less than their original costs. There are unique potential risks associated with the specific asset classes that a Mutual Fund or ETF represents. You should carefully consider the risk, charges, and expenses of an ETF prior to investing. There can be no guarantee that the HCM-BuyLine® indicator will perform as anticipated. Stoploss protection will not necessarily limit your losses to the desired amounts due to the limitations of the HCM-BuyLine®, market conditions, and delays in executing orders. It is not an actual stoploss order that automatically sells securities in the portfolio at a certain price.
