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© 2023 HOWARD CAPITAL MANAGEMENT, INC.

This communication is issued by Howard Capital Management, Inc. It is for informational purposes and is not an official confirmation of terms. It is not guaranteed as to accuracy, nor is it a complete statement of the financial products or markets referred to. Opinions expressed are subject to change without notice. Howard Capital Management, Inc. may maintain long or short positions in the financial instruments referred to and may transact in them as principal or agent. Unless stated specifically otherwise, this is not a recommendation, offer or solicitation to buy or sell and any prices or quotations contained herein are indicative only. To the extent permitted by law, Howard Capital Management, Inc. does not accept any liability arising from the use of this communication. Howard Capital Management is an SEC-registered investment advisor which only does business where it is properly registered or is otherwise exempt from registration. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the advisor has attained a particular level of skill or ability. Past performance is no guarantee of future results.

HCM cannot guarantee success of any investments. Investments and investment recommendations made by HCM may result in losses. Mutual Funds are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares when redeemed may be worth more or less than their original costs. There are unique potential risks associated with the specific asset classes that a Mutual Fund represents. Changes in investment strategies, contributions or withdrawals may materially alter the performance, strategy, and results of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be equal to past performance level, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or be profitable for a client’s portfolio. Past performance does not guarantee future results. All investment strategies have the potential for profit or loss. Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there are no assurances that it will match or outperform any particular benchmark for measuring the performance of a portfolio.

Florida

FL

Kramer Shiflett

REGIONAL VP

Kramer Shiflett

Email Kramer

678.633.9833

REQUEST AN APPOINTMENT

Dalton Davis

INTERNAL CONSULTANT

Dalton Davis

Email Dalton

832.810.0084

Mandee Jalbert

CLIENT SERVICES REP

Mandee Jalbert

Email Mandee

678.543.0716

Southeast

AR, LA, TN, MS, AL, GA, SC, NC

Michael Rowe

REGIONAL VP

Michael Rowe

Email Mike

678.296.9905

REQUEST AN APPOINTMENT

Kourtney Scott

INTERNAL CONSULTANT

Kourtney Scott

Email Kourtney

770.642.4902

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CLIENT SERVICES REP

Mary Anne Edge

Email Mary Anne

770.642.4902

South Central

AK, HI, OK, TX

Byron Preuss

REGIONAL VP

Byron Preuss

Email Byron

770.642.4904

REQUEST AN APPOINTMENT

Eric Nyquist

INTERNAL CONSULTANT

Eric Nyquist

Email Eric

678.543.9574

Erin Chavis

CLIENT SERVICES REP

Erin Chavis

Email Erin

678.543.0715

Mid-Atlantic

MD, D.C., KY, WV, VA

Missy Mayer

REGIONAL VP

Missy Mayer

Email Missy

770.642.4908

REQUEST AN APPOINTMENT

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INTERNAL SALES

Howard Capital Management

770.642.4902

Mayra Flores

CLIENT SERVICES REP

Mayra Flores

Email Mayra

832.919.7543

Northeast

DE, CT, MA, ME, NH, NJ, NY, PA, RI, VT

Chris Cannata

REGIONAL VP

Chris Cannata

Email Chris

631.278.0978

REQUEST AN APPOINTMENT

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INTERNAL SALES

Howard Capital Management

770.642.4902

Keyla Perla

CLIENT SERVICES REP

Keyla Perla

Email Keyla

936.202.2521

Central

IL, IN, MI, MN, OH, PR, WI

Carlos Polanco

REGIONAL VP

Carlos Polanco

Email Carlos

678.543.0720

REQUEST AN APPOINTMENT

Kourtney Scott

INTERNAL CONSULTANT

Kourtney Scott

Email Kourtney

770.642.4902

Mayra Flores

CLIENT SERVICES REP

Mayra Flores

Email Mayra

832.919.7543

Mountain

AZ, CO, IA, NE, ID, KS, MO, MT, ND, NM, NV, SD, UT, WY

Hayden Gerwien

REGIONAL VP

Hayden T. Gerwien

Email Hayden

678.350.4038

REQUEST AN APPOINTMENT

Dalton Davis

INTERNAL CONSULTANT

Dalton Davis

Email Dalton

832.810.0084

Rebekah Choi

CLIENT SERVICES REP

Rebekah Choi

Email Rebekah

770.246.2772

West Coast

CA, OR, WA

Dan Hornbaker

REGIONAL VP

Dan Hornbaker

Email Dan

720.320.6481

REQUEST AN APPOINTMENT

Eric Nyquist

INTERNAL CONSULTANT

Eric Nyquist

Email Eric

678.543.9574

Rebekah Choi

CLIENT SERVICES REP

Rebekah Choi

Email Rebekah

770.246.2772