10 PORTFOLIOS / 29 MODELS

HCM Separately Managed Accounts

All American

Investment Overview The All American portfolio models are designed for investors with varying degrees of risk and return objectives. These models range in target allocations from conservative, balanced, growth and aggressive. Each model is blended and unconstrained, holding mutual funds and ETFs, with the equity portion focused on specific sectors.
 
Investment Strategy The goal of the All American series is to seek growth and outpace the comparative benchmarks. In managing these portfolios, our Proactive Sector Rotation methodology allows us to invest in any combination of sectors or asset classes which we believe have the best potential to achieve the portfolio’s risk and return objectives. The portfolios are fully liquid and utilize the HCM-BuyLine® to potentially minimize loss in a market downturn by moving investments up to 100% in cash or cash equivalents.
 
Minimum There is a $25,000 minimum to open an account in the All American series.

Investment Details The All American series trades mutual funds and ETFs with an approximate target ratio as seen below. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

All American Conservative Disclosures

All American Balanced Disclosures

All American Growth Disclosures

All American Aggressive Disclosures

Available Platforms

View Performance

 
 
 
 

All Weather

Investment Overview The All Weather portfolio models are designed for investors nearing or in retirement who are concerned with the preservation of their capital, yet still desire income and growth. This model invests in multi income mutual funds and exchange traded funds (ETFS), and equity mutual funds and ETFs.
 
Investment Strategy The goal of the All Weather model is to seek income and growth, while striving to outpace the comparative benchmarks. The model objectively seeks lower volatility investments and consistent absolute return. HCM’s methodology continuously monitors the investments to assure positions are not under-performing other possible alternatives. When better profit opportunities are identified, capital is re-deployed. The All Weather model can go up to 100% cash or cash equivalents within its equity position to attempt to minimize loss in market downturns.
 
Minimum There is a $25,000 minimum to open an account in the All Weather model.

Investment Details The All Weather model can go up to 100% cash or cash equivalent within its equity position to minimize loss in a market downturn. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

All Weather Disclosures

Available Platforms

View Performance

 
 
 
 

ALP

Investment Overview The Active Lifestyle Portfolio models (ALP) are designed for investors with varying degrees of risk and return objectives. The models range in target allocations from conservative, balanced, growth and aggressive, investing in multi income investments and equities unconstrained by the market and its sectors.
 
Investment Strategy The goal of the ALP series is to seek growth and income, while striving to outpace the comparative benchmarks. Through our proprietary Proactive Sector Rotation methodology, the ALPs can invest in any combination of sectors, asset classes, styles, and sub-sectors which we believe have the best potential to achieve the portfolio’s risk/return objectives. Each model typically holds 3-7 different mutual funds and/or ETFs with its equity portion focused on specific sectors. Utilizing the HCM-BuyLine®, the ALPs are fully liquid and can go to 100% cash or cash equivalents within its equity position to minimize loss in a market downturn.
 
Minimum There is a $25,000 minimum to open an account in the ALP series.

Investment Details The ALP series trades mutual funds and ETFs with an approximate target ratio as seen below. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

ALP Conservative Disclosures

ALP Balanced Disclosures

ALP Growth Disclosures

ALP Aggressive Disclosures

Available Platforms

View Performance

 
 
 
 

Dividend Income

Investment Overview Dividend Income portfolio models are designed for investors who seek growth and income with varying degrees of risk and return objectives. These models are designed to provide opportunities for profit across market cycles. Ranging in target allocations from conservative, balanced and growth portfolios, the Dividend Income models seeks to select Mutual Funds and ETFs with the best dividend paying stocks.
 
Investment Strategy The goal of the Dividend Income series is to seek growth and income, while striving to outpace the comparative benchmarks. These models typically strive to participate in all markets and sectors by utilizing our Proactive Sector Rotation methodology. The mutual funds and ETFs inside the models seek to hold the top dividend paying stocks, and are blended to combine both bond and equity strategies. Portfolios rebalance periodically within the multi income investments. These models are fully liquid and can go up to 100% in cash or cash equivalents with the HCM-BuyLine® to potentially minimize loss in a market downturns.
 
Minimum There is a $25,000 minimum to open an account in the Dividend Income series.

Investment Details The Dividend Income series uses mutual funds and ETFs seeking to select best dividend paying stocks. It is blended to combine bond and equity strategies. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

Dividend Income Conservative Disclosures

Dividend Income Balanced Disclosures

Dividend Income Growth Disclosures

Available Platforms

View Performance

 
 
 
 

Horizon Income

Investment Overview The Horizon Income portfolio is for conservative to moderately conservative investors. This model is designed for investors seeking current income and capital appreciation in a lower volatility portfolio. Using the HCM-BuyLine®, the portfolio provides the opportunity for greater risk-adjusted returns than a traditional passively managed fixed income account. This model trades multi income mutual funds and ETFs in all areas of the multi income market.
 
Investment Strategy Horizon Income trades multi-asset income securities designed for conservative to moderate investors. The portfolio seeks to provide long-term growth of income along with moderate long-term capital appreciation. The goal of this portfolio is to outpace its respective benchmark through a full market cycle. This model typically contains holdings in one or multiple sectors of the multi-income market at any given time. These holdings are selected based on the signals generated by our quantitative model.
 
Minimum There is a $25,000 minimum to open an account in Horizon Income.

Investment Details Horizon Income invests in all areas of the multi income market. Holdings contain multi income mutual funds and ETFs. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

Horizon Income Conservative Disclosures

Available Platforms

View Performance

 
 
 
 

ILP ETF

Investment Overview The Investor Lifestyle ETF Portfolio (ILPs) models are designed for investors who seek a less active approach to investment management, and have a longer investment time horizon to allow assets to grow. These models range in target allocations and risk/return objectives from conservative, balanced and growth, investing in ETFs unconstrained by the market and its sectors.
 
Investment Strategy The goal of the ILP ETF models is to meet performance objectives over an extended investment period, and to provide investors a defense in times of market downturns. The models utilize HCM’s Proactive Sector Rotation methodology to identify target equity and bond investments we believe have the best potential for return. The portfolios are blended to combine both bond and equity program strategies, striving to meet the investor’s long-term performance objectives. Utilizing the HCM-BuyLine®, the ILPs can go up to 100% cash or cash equivalents within its equity position to attempt minimize loss in a market downturn.
 
Minimum There is a $1,000 minimum to open an account in the ILP ETF series.

Investment Details The ILP ETF series is blended to combine bond program strategies and equity program strategies. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

ILP ETF Conservative Disclosures

ILP ETF Balanced Disclosures

ILP ETF Growth Disclosures

Available Platforms

View Performance

 
 
 
 

ILP MF

Investment Overview The Investor Lifestyle Mutual Fund models (ILP MF) are designed for investors who seek a less active approach to investment management, and have a longer investment time horizon to allow assets to grow. These models range in target allocations and risk/return objectives from conservative, balanced and growth, investing in mutual funds unconstrained by the market and its sectors.
 
Investment Strategy The goal of the ILP MF models is to meet performance objectives over an extended investment period, and to provide investors a defense in times of market downturns. The models utilize HCM’s Proactive Sector Rotation methodology to identify target equity and bond investments which we believe have the best potential for return. The portfolios are blended to combine both bond and equity program strategies, striving to meet the investor’s long-term performance objectives. Utilizing the HCM-BuyLine®, the ILP MF can go up to 100% cash or cash equivalents within its equity position to attempt to minimize loss in a market downturn.
 
Minimum There is a $25,000 minimum to open an account in the ILP MF series.

Investment Details The ILP MF series is blended to combine bond program strategies and equity program strategies. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

ILP MF Conservative Disclosures

ILP MF Balanced Disclosures

ILP MF Growth Disclosures

Available Platforms

View Performance

 
 
 
 

MIP

Investment Overview The Monthly Income Portfolio models are designed to support an investor’s current need for income while addressing risks associated with traditional income portfolios.
 
Investment Strategy The goal for the Monthly Income Portfolio models is to seek a balance between asset preservation and growth of wealth. Monthly Income models aim to generate growth sufficient enough to replenish inflation-adjusted withdrawals. We do this by dividing the portfolio into 2 buckets. 1 — The “Distribution Reserve,” which contains up to three years worth of desired distributions. 2 — The “Investments,” which use an equity-oriented and multi-asset income allocation that can go 100% to cash and/or cash equivalents within its equity position to help minimize loss in market downturns. The gains captured in the investments are used to replenish the desired distribution bucket.
 
Minimum There is a $200,000 minimum to open an account in the MIP series.

Investment Details The MIP series trades mutual funds and ETFs with an approximate target ratio as seen below. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

MIP Aggressive Disclosures

MIP Growth Disclosures

MIP Balanced Growth Disclosures

MIP Conservative Growth Disclosures

MIP Conservative Disclosures

Available Platforms

Monthly Income Calculator

View Performance

 
 
 
 

Ultra Aggressive

Investment Overview The Ultra Aggressive portfolio is for high risk tolerance investors seeking to maximize returns and capital gains through an aggressive investment approach. Ultra Aggressive is designed for those who have a long-term investment horizon to sustain possible market fluctuations while seeking income and growth.
 
Investment Strategy The goal of Ultra Aggressive is to seek income and growth. This portfolio uses HCM’s Proactive Sector Rotation methodology, rotating holdings among various asset classes based on perceived opportunities for better returns. This portfolio is unconstrained by the market and it sectors, investing in mutual funds and exchange traded funds (ETFs), relying on high-risk, high-reward asset classes. The portfolio will rotate sectors periodically and rebalance periodically based on market movement. Fully liquid, this portfolio can go up to 100% in cash or cash equivalents with the HCM-BuyLine® to potentially minimize loss in a market downturns.
 
Minimum The Ultra Aggressive model requires a minimum account size of $500,000.

Investment Details The Ultra Aggressive model invests in all areas of the equity market through investing in mutual funds and ETFs. It can rotate sectors periodically and may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

Ultra Aggressive Disclosures

Available Platforms

View Performance

 
 
 
 

Viper 2

Investment Overview The Viper 2 portfolio models are designed for investors with varying degrees of risk and return objectives. The models range in target allocations from conservative, balanced, growth and aggressive, investing in multi income investments and equities unconstrained by the market and its sectors.
 
Investment Strategy The goal of the Viper 2 models is to seek growth and income, while striving to outpace the comparative benchmarks. Through our proprietary Proactive Sector Rotation methodology, these models can invest in any combination of sectors or asset classes which we believe have the best potential to achieve the portfolio’s risk/return objectives. The Viper 2 portfolios typically hold 3-7 different ETFs and/or mutual funds, with the equity portion focused on specific sectors. Utilizing the HCM-BuyLine®, the Viper 2 models are fully liquid and can go to 100% cash or cash equivalents within its equity position to attempt to minimize loss in a market downturn.
 
Minimum There is a $25,000 minimum to open an account in the Viper 2 series.

Investment Details The Viper 2 series trades ETF’s and mutual funds with an approximate target ratio as seen below. This allocation may vary at the discretion of the manager.
 
 
Resources & Disclosures

Model Overview

HCM-BuyLine®

Viper 2 Conservative Disclosures

Viper 2 Balanced Disclosures

Viper 2 Growth Disclosures

Viper 2 Aggressive Disclosures

Available Platforms

View Performance

 
 
 
 

There can be no guarantee that the HCM-BuyLine® indicator will perform as anticipated. Stoploss protection will not necessarily limit your losses to the desired amounts due to the limitations of the HCM-BuyLine®, market conditions, and delays in executing orders. It is not an actual stoploss order that automatically sells securities in the portfolio at a certain price. Investing comes with risk, including the risk of loss. HCM cannot guarantee success of any investments. Investments and investment recommendations made by HCM may result in losses. Mutual Funds are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares when redeemed may be worth more or less than their original costs. There are unique potential risks associated with the specific asset classes that a Mutual Fund represents. Changes in investment strategies, contributions or withdrawals may materially alter the performance, strategy, and results of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be equal to past performance level, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or be profitable for a client’s portfolio. Past performance does not guarantee future results. All investment strategies have the potential for profit or loss. Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there are no assurances that it will match or outperform any particular benchmark for measuring the performance of a portfolio.

Scroll to top arrow