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December 4, 2020

Bryan Skalku

DEDICATED TO PROVIDING A HIGH QUALITY CLIENT EXPERIENCE

Meet the HCM team

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Bryan Skalku

Client Services Representative

Bryan is a graduate of Georgia State University, where he played baseball and was College Republican Chairman.

He is also a proud Eagle Scout and knows the importance of honesty and integrity. Originally from Indiana, he is a die hard Cubs and Bears fan. But the true love of his life is his lovely bride, Kimberly, and his Husky Dixie. On the weekends, you can find him attending concerts and Nascar.

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November 13, 2020

Aaron Heine

DEDICATED TO PROVIDING A HIGH QUALITY CLIENT EXPERIENCE

Meet the HCM team

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Aaron Heine

UI & UX DESIGNER

Aaron has a wide skillset that includes, graphic design, interface design, UX, front-end web development, and marketing. He has a bachelor’s degree in Graphic Design from the University of Montevallo in Montevallo Alabama. He recently moved to Atlanta from Tuscaloosa Alabama with his wife and two little boys.

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October 13, 2020

John Optimizer

DEDICATED TO PROVIDING A HIGH QUALITY CLIENT EXPERIENCE

Meet the HCM team

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John Optimizer

DIRECTOR

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© 2026 HOWARD CAPITAL MANAGEMENT, INC.

This communication is issued by Howard Capital Management, Inc. It is for informational purposes and is not an official confirmation of terms. It is not guaranteed as to accuracy, nor is it a complete statement of the financial products or markets referred to. Opinions expressed are subject to change without notice. Howard Capital Management, Inc. may maintain long or short positions in the financial instruments referred to and may transact in them as principal or agent. Unless stated specifically otherwise, this is not a recommendation, offer or solicitation to buy or sell and any prices or quotations contained herein are indicative only. To the extent permitted by law, Howard Capital Management, Inc. does not accept any liability arising from the use of this communication. Howard Capital Management is an SEC-registered investment advisor which only does business where it is properly registered or is otherwise exempt from registration. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the advisor has attained a particular level of skill or ability. Past performance is no guarantee of future results.

HCM cannot guarantee success of any investments. Investments and investment recommendations made by HCM may result in losses. Mutual Funds are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares when redeemed may be worth more or less than their original costs. There are unique potential risks associated with the specific asset classes that a Mutual Fund represents. Changes in investment strategies, contributions or withdrawals may materially alter the performance, strategy, and results of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be equal to past performance level, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or be profitable for a client’s portfolio. Past performance does not guarantee future results. All investment strategies have the potential for profit or loss. Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there are no assurances that it will match or outperform any particular benchmark for measuring the performance of a portfolio.

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